All too often, victims of fraud are repeatedly deceived by the same criminals regarding the same scheme. Or, once victimized, some are that much more vulnerable to new scams. 

If your loved one is experiencing this, gently ask thoughtful questions that may prompt them to reflect on the situation, helping them recognize inconsistencies and come to their own conclusion that it may be a scam. It’s also important to try to understand underlying issues like unmet emotional or financial needs and develop a plan to address them. 

Importantly, have regular discussion about scams with family and friends. When you read or hear about some new scheme, talk about it. Put your concerns about protecting your loved ones in the context that fraud is everywhere but together we can help protect one another. 

Lastly, and most importantly, avoid blaming the victim. Criminals are skilled manipulators who exploit our emotions. Victims need support, understanding and reassurance from their loved ones. 

Be a fraud fighter! If you can spot a scam, you can stop a scam. Need a scam prevention speaker for your group? Send an email to me@aarp.org. 

Report scams to local law enforcement. For help from AARP, call 877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.