Sarah Ruef-Lindquist, JD, CTFA
Sarah believes sound, thoughtful planning is a gift we give ourselves, our families and our community.
She is a lawyer and seasoned non-profit executive who has worked with dozens of organizations, individuals and families as a philanthropic advisor and senior trust officer. She holds the Certified Trust and Fiduciary Advisor certification and FINRA Series 7 and 66 registrations through Commonwealth Financial Network. Sarah and her husband live in Camden. The Financial Advisors of Allen and Insurance Financial are Registered Representatives and Investment Adviser Representatives with/and offer securities and advisory services through Commonwealth Financial Network (R), Member FINRA/SIPC, a Registered Investment Adviser. Allen Insurance and Financial, 31 Chestnut Street, Camden, ME 04843. 207-236-8376.
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Making the case for a three to six month reserve fund Sarah Ruef-Lindquist, JD, CTFA Tue, 01/29/2019 - 15:08
The news has been full of stories about the fallout from the federal government furlough while congress and the administration iron out a budget for 2019.
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Your New Year’s Resolution? Max out 2019 IRA and other Retirement Plan Contribution Limits By Sarah Ruef-Lindquist, JD, CTFA Mon, 12/03/2018 - 13:36
The elimination of most pension plans, also known as “defined benefit” plans over the past 40 years has meant most working people must exercise some discipline to save for their own retirement and/
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The double whammy: Rising interest rates, and less robust stock market performance Sarah Ruef-Lindquist, JD, CTFA Mon, 11/19/2018 - 09:10
Over the past weeks, my colleagues and I have been having many conversations with our clients who are investors.
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“To whom much is given, much is expected” Sarah Ruef-Lindquist, JD, CTFA Thu, 11/01/2018 - 14:05
In June 2018, the Chronicle of Philanthropy, in an article by Megan O'Neil, predicted a $16.3 billion drop in charitable giving due to the tax laws enacted in late 2017.
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Women and Philanthropy: The fairer sex also happens to be the more generous By Sarah Ruef-Lindquist, JD, CTFA Wed, 08/01/2018 - 14:12
Our last installment in June about Giving USA 2017 was a positive reflection on the continued and growing generosity of American philanthropy as reflected in the report of giving shown in 2017 fede
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Record-breaking US charitable giving in 2017 tops $400 billion By Sarah Ruef-Lindquist, JD, CTFA Thu, 06/14/2018 - 08:50
According to Giving USA 2018, for the first time in history annual US charitable giving exceeded $400 billion, with $410.02 billion in charitable gifts in 2017.
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2017 Tax Reform and the impact on Alimony decreed after 2018: Divorce is hard enough…don’t be blind-sided by this one! By Sarah Ruef-Lindquist, JD, CTFA Wed, 05/09/2018 - 09:06
For as many years as I can recall, when a party to a divorce was ordered to pay alimony, their “consolation prize” was that the amount was deductible for federal income tax purposes. This was usua
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Making Lemonade? Charitable Giving Strategies in 2018 and beyond By Sarah Ruef-Lindquist, JD, CTFA Fri, 03/16/2018 - 09:23
The Tax Relief and Jobs Creation Act that was signed into law at the close of 2017 is touted as the most extensive tax reform legislation since the 1986 Tax Act that I came to know early in my prof
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“There is nothing like a dame” By Sarah Ruef-Lindquist, JD, CTFA Thu, 02/15/2018 - 09:35
Beyond medical care, one of the few differences for how professionals approach women as compared to men is in the area of financial planning.
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February is for falling….in love? By Sarah Ruef-Lindquist, JD, CTFA Wed, 02/07/2018 - 09:12
February is a month that always reminds me of falling in love…Valentine’s Day smack in the middle of the month, and I got married in March, and my husband’s birthday is in February, so it’s all abo
