The month of October was declared by Congress in 2004 to be Cybersecurity Awareness Month, During each October, the public and private sectors and tribal communities work together to raise awareness about the importance of cybersecurity. Here are four important steps to staying safe online.

First, enable two-factor authentication for logins on all websites that offer it. When you sign into the website where this is enabled, you are provided a one-time passcode by text, email or phone, to complete your sign in. Second, make sure your protective software and operating systems – on all your internet connected devices – remain updated (you can set updates to happen automatically as they become available). Next, understand the risk of clicking on links – any links. Many cyber-attacks start with a phishing email or text containing a malicious link. Lastly, use strong and unique passwords for each website you access and store them securely.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

The AARP Fraud Watch Network is a free resource for all. Learn how to proactively spot scams or get guidance if you’ve been targeted. Visit www.aarp.org/fraudwatchnetwork or call our dedicated helpline to speak to a fraud specialist at 1-877-908-3360.

Need a scam prevention speaker for your group? Go to aarp.org/me or call 1-866-554-5380.